This implies the following: * shurjoPay TM will provide access to a payment gateway that accepts card payments (such as, MasterCard, VISA, DBBL Nexus, Q-cash) and mobile wallet payments (bKash, DBBL M-Wallet) for merchants. * shurjoPayTM will collect money on behalf of merchants.ssss * shurjoPayTM will maintain transparent accounts for each merchant using our payment gateway.